Raghu Kulkarni, SVP, Chief Data Science Officer, Decisions and Analytics, Discover
Raghu Kulkarni is the SVP, Chief Data Science Officer at Discover, and his primary responsibilities include leading scorecard model development teams and Machine Learning (ML) research. His team develops models for the entire life cycle of the customer spanning Acquisition, Portfolio, Collections, Fraud risk and AML. He is passionate about AI/ML Research, with specific focus on ML Explainability and Fair Lending research. He holds PhD in Applied Economics and M.S in Industrial Engineering from Texas Tech University.