Raghu Kulkarni
SVP, Chief Data Science Officer, Decisions and Analytics, Discover
Dynamic and ever-evolving, the fintech industry is disrupting traditional financial systems and offering innovative solutions to consumers, businesses, and institutions. This rapidly growing industry has the potential to reshape the landscape by making financial services more accessible, cost-effective, and user-friendly for people and businesses around the world. However, as the industry continues to flourish, the regulatory aspects of fintech also continue to shift, causing new challenges for key stakeholders in the space.
Join the Exec Club and NTT Data for the Fintech Frontier Summit to explore the future of fintech.
7:45am to 8:30am | Registration and Networking
8:30am to 9:10am | Opening Session
9:20am to 10:00am | Bank Modernization: Innovations and their Implications
10:10am to 11:00am | Closing Session
The growth of fintech has been nothing short of meteoric in recent years, with innovative startups and established financial institutions alike increasingly adopting technology to transform the financial services landscape. This rapid expansion has presented both opportunities and challenges for regulators worldwide.
Regulations are poised to change the fintech landscape significantly as governments and regulatory bodies seek to strike a balance between fostering innovation and safeguarding consumers. As fintech continues to evolve and mature, regulations will play a pivotal role in shaping the industry’s future: How are regulations changing the space? What do organizations and individuals need to have at top of mind as they navigate these changes? How can organizations ensure they are adapting to the changing landscape while meeting the regulatory needs of now?
SVP, Chief Data Science Officer, Decisions and Analytics, Discover
Bank modernization represents a significant shift in how financial services are delivered and managed. With the integration of innovations such as open banking, blockchain, and cloud computing, banks are now offering more personalized and efficient services to customers.
This transformation is not only enhancing the user experience through mobile banking and online transactions—it is also improving security measures and compliance with regulatory requirements. Moreover, modernization drives innovation in financial products, enabling banks to cater to a broader range of customer needs and to compete in the expanding fintech sector.
What are the unique risks that bank modernization poses? Why are regulations important for bank modernization? How does open banking play a role in bank modernization?
Head of AI Strategy, Domino Data Lab
Managing Director – Consulting Practice Partner, BankTech Fellow, NTT Data
Director, WTW
The fintech industry is bustling with new innovations and technology to challenge the status quo. From digital payments to online lending, to open banking and regtech, the financial services sector is continually being disrupted by new services and technologies. With this, governments and regulatory bodies worldwide have recognized the need to adapt existing regulations or create new ones to address the unique challenges posed by fintech, including data privacy, cybersecurity, and consumer protection.
What are the current trends and innovations in the fintech industry, and what unique regulatory challenges do they pose? How can organizations balance innovation with oversight?
Partner, Sidley Austin
Founder and Principal, Keen Advisors